How Much are Toledo Auto Insurance Quotes for Teenage Females?

For teen girls, one of the big criteria that help determine the amount you pay each year for auto insurance is where you choose to live. Areas with more people or higher crime rates will most likely have higher rates, whereas areas that tend to be more rural benefit from having to pay less for coverage.

The next table rates the most costly cities in Ohio for teenage females to buy car insurance in. Toledo is ranked at #2 with an annual premium of $1,241 for the average insurance policy, which is approximately $103 each month.

How much does auto insurance cost in Toledo?
Rank City Annual Premium
1 Cleveland $1,272
2 Toledo $1,241
3 Youngstown $1,235
4 Columbus $1,211
5 Cleveland Heights $1,202
6 Cincinnati $1,186
7 Euclid $1,175
8 Akron $1,157
9 Hamilton $1,113
10 Dayton $1,108
11 Springfield $1,094
12 Canton $1,091
13 Fairfield $1,085
14 Newark $1,063
15 Lakewood $1,041
16 Middletown $1,035
17 Beavercreek $1,027
18 Mansfield $1,022
19 Strongsville $1,011
20 Kettering $1,009
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Prices are approximated as vehicle location can modify coverage prices substantially.

The type of vehicle driven is probably the most important factor when looking for low-cost coverage for teenage females. Vehicles with limited top-end speed, good crash test ratings, or low incidents of liability claims will cost quite a bit less to insure than fast, unsafe models. The data below features coverage rates for a number of the most affordable vehicles to buy coverage for.

Cheapest Vehicles to Insure in Toledo, OH
Insured Vehicle Estimated Cost for Full Coverage
Honda CR-V EX 4WD $5,471
Ford Escape XLT 4WD $5,477
Jeep Wrangler Sport 4WD 2-Dr $5,718
Hyundai Elantra SE Touring Station Wagon $5,800
Toyota Prius $5,848
Toyota Tacoma 4WD $6,099
Ford Explorer Eddie Bauer 2WD $6,109
Dodge Grand Caravan CV $6,099
Ford F-150 STX Super Cab 4WD $6,147
Ford Focus SE 4-Dr Sedan $6,378
Toyota RAV4 Limited 4WD $6,428
Jeep Grand Cherokee Laredo 4WD $6,435
Toyota Camry LE $6,428
Chevrolet Malibu Hybrid $6,435
Chevrolet Equinox LS 2WD $6,428
Honda Odyssey EX-L $6,759
Chevrolet Impala LTZ $6,766
Nissan Altima 2.5 S 4-Dr Sedan $6,759
Toyota Corolla S $6,765
Ford Edge Sport 2WD $6,759
Honda Civic Hybrid 4-Dr Sedan $6,807
Volkswagen Jetta 2.0T 4-Dr Sedan $6,815
GMC Sierra SLE Crew Cab 4WD $6,807
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Above prices assume single female driver age 16, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Ohio minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in zip code location which can influence premium rates significantly.

Looking at the rates, we can assume that cars like the Honda CR-V, Ford Escape, and Jeep Wrangler will be a few of the most economical vehicles to insure for teen girls. Rates will tend to be higher because of the fact that there is more liability exposure for teenage females, but generally speaking those makes and models will most likely have the cheapest rates compared to all other vehicles.

Ohio insurance companies

Picking a high-quality company is difficult considering how many different companies sell coverage in Toledo. The company rank data below may help you choose which auto insurers you want to consider comparing rates with.

The ratings below are only made up of companies who write in the majority of U.S. states, so companies without a large exposure are not taken into consideration for these rankings. To get price quotes from these and other companies in Ohio, click here.

Top 10 Major Car Insurance Companies Overall in Toledo

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. Travelers
  10. American Family

The illustration below illustrates how your choice of deductibles can increase or decrease insurance rates when getting quotes for cheap insurance for teenage females. The data is based on a single male driver, comp and collision included, and no additional discounts are factored in.

A 50-year-old driver could lower rates by $260 a year by increasing from a $100 deductible to a $500 deductible, or save $392 by selecting a $1,000 deductible. Young drivers, like the Age 20 category, could roll back prices as much as $860 annually just by choosing larger deductibles. When increasing deductibles, it will now be necessary to have additional funds in a savings account to enable you to pay the extra out-of-pocket expense that is associated with using high deductibles.

How to find low-cost car insurance for teenage females

Below you’ll find some of the better penny-pinching suggestions that can help drivers find more affordable auto insurance.

The last item on the list is particularly vital, as we hit on in the prior article. Auto insurance rates in Toledo vary greatly, so don’t hesitate to change insurance companies if you find a cheaper price.

We understand brand loyalty, but it isn’t a good idea if that faithfulness ends up costing you a fortune every year. In just a couple of minutes you could compare prices to find cheaper car insurance for teenage females.

The auto insurance agents in Toledo shown below are willing to help you determine which is the best policy, since many people would rather have a consultation when buying car insurance for teen girls. It can be time-consuming to find the best policy yourself, and getting advice from a licensed Ohio insurance agent can provide you satisfaction knowing your coverage gives you adequate protection. To find a Toledo insurance agent close to you, click the button below the list.

Henry Geha – State Farm Insurance Agent
4750 Monroe StreetToledo, OH 43623(419) 472-1399

House of Insurance
5801 Telegraph RdToledo, OH 43612(419) 476-8436

American Family Insurance – Robert Bias
4466 Heatherdowns BlvdToledo, OH 43614(419) 381-3352

Find a Toledo, OH insurance agent near you