What Car Insurance is Cheapest for a Nissan Rogue in Toledo?

Get a Free Rate Comparison

Nissan Rogue insurance
Nissan Rogue insurance image courtesy of QuoteInspector.com

Finding cheap auto insurance for a Nissan Rogue in Ohio relies on a lot of factors such as your gender, your address, and if you have tickets or violations. Drivers pay around $678 annually for Rogue insurance, but that price is an estimate using a 50-year-old single female driver with both comprehensive and collision coverage and $250 deductibles.

But there is a high likelihood that you are not 50 years old and maybe not even female, maybe you are married instead of single, or maybe you just want different deductibles. Everyone has unique insurance needs, and this illustrates why the best way to find affordable rates for your Nissan is to compare as many rates as you can. Do a quick rate comparison now and you will receive price comparisons from some of the most affordable companies that insure Nissan vehicles in Ohio.

Save Now on Rogue Insurance

The trim level of your Rogue tends to impact the insurance rate, so the price you will pay to insure a Rogue S 2WD model will be $52 less expensive the cost to insure the more expensive Rogue SL AWD version, as demonstrated by the prices below.

Nissan Rogue Insurance Rates in Toledo, OH
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Rogue S 2WD $150 $290 $290 $18 $86 $834 $70
Rogue S AWD $150 $290 $290 $18 $86 $834 $70
Rogue SL 2WD $150 $290 $290 $18 $86 $834 $70
Rogue SL AWD $150 $342 $290 $18 $86 $886 $74
Get Your Own Custom Quote Go

Prices based on single female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Ohio minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Estimates do not factor in specific location which can revise premiums noticeably.

Establishing which company quotes the best car insurance rates for a Nissan Rogue will require a little more effort in order to find the best policy. Every insurance company has their own unique process to determine premium rates, so let's look at the rankings for the overall cheapest car insurance companies in Toledo.

Find Cheaper Car Insurance for Your Nissan

Start Your Free Quote

Ohio car insurance ranked by cost per year
Rank Company Cost Per Year
1 Utica National $647
2 Erie $687
3 Allied $690
4 Frankenmuth $701
5 Travelers $705
6 USAA $733
7 Cincinnati Insurance $756
8 Merchants Insurance Group $778
9 Motorists Mutual $800
10 General Casualty $813
11 Grange Mutual $836
12 State Farm $858
13 Central Mutual $866
14 Hastings Mutual $884
15 Atlantic States $913
16 Westfield $946
17 Western Reserve $970
18 Progressive $982
19 Nationwide $988
20 Auto-Owners $998
Quote Your Rates Go

Utica National has some of the lowest car insurance rates in Toledo at around $647 annually. Erie, Allied, Frankenmuth, and Travelers also rank well as some of the more affordable Toledo, OH insurance companies.

As shown in the table above, if you currently buy coverage from Allied and switched to Utica National, you may see an annual savings of about $43. Customers with Frankenmuth may save as much as $54 a year, and Travelers insureds might reduce prices by as much as $58 a year.

Remember that these premium estimates are averages for all ages of drivers and types of vehicles and are not factoring in an exact vehicle garaging location for a Nissan Rogue. So the auto insurance company that has the cheapest price for you may not even be in the top 33 companies in the list above. That helps illustrate why you need to get quotes using your own specific driver and vehicle information.

Bad driving habits will cost you more

The recommended way to maintain good car insurance premiums in Toledo for a Rogue is to be a cautious driver and avoid at-fault accidents and violations. The example below shows how speeding tickets and accident claims increase auto insurance costs for each different age group. The rates are based on a married male driver, comp and collision included, $100 deductibles, and no other discounts are factored in.

The chart shows that the average cost of car insurance in Ohio per year with no accidents and a clean driving record is $1,394. Get written up for one speeding ticket and the average cost increases to $1,601, an increase of $207 each year. Then add in two accidents along with the one speeding ticket and the 12-month cost of car insurance for a Nissan Rogue increases to an average of $3,374. That's an increase of $1,979, or $165 per month, just for not keeping your driving record clean!

Why it's important to shop around

Toledo car insurance rates are impacted by many factors which can substantially decrease or increase the cost of a policy. Simply getting older, becoming a homeowner, or getting a DUI can trigger changes in premium resulting in some companies being more affordable than others.

Not only may things change on your end, but auto insurance companies amend premium rates as often as every three months in order to protect their financial rating. Heavy losses may cause more expensive prices, while lower claim levels may cause lower-priced Rogue insurance rates.

As an example, the data below shows rates for the cheapest car insurance in Toledo, OH for a 40-year-old male driver with no accidents, a clean driving record, and a high credit rating. If we estimate rates based on his current situation, Utica National offers the cheapest car insurance rates in Toledo at $849 a year. This is $191 less than the average rate paid by Ohio drivers of $1,040. Frankenmuth, Erie, Allied, and USAA are the remaining cheapest Toledo, OH auto insurance companies.

In this next rate comparison, we will give the driver in the first chart a claim surcharge, a lower credit rating, and a speeding ticket. Because each insurer has a unique formula to set their prices, comparing insurance quotes will most likely result in a new list of cheap Toledo auto insurance companies as shown below.

Merchants Insurance Group now has the best auto insurance rate in Toledo, OH with Cincinnati Insurance, Grange Mutual, Motorists Mutual, and General Casualty also having competitive pricing. This example demonstrates why consumers need to take the time to do a thorough rate comparison when trying to get the most affordable car insurance quotes for a Nissan Rogue.

Prices can be determined by many things and can change substantially, so the lowest-price company six months ago may now be quite expensive.

If you aren't sure which coverage to buy and prefer to have a little guidance when buying car insurance for a Rogue, the agents below are a good start to aid you in deciding which policy is best. To find an auto insurance agency using an interactive map, click the button at the bottom of the list or click here to get price quotes now.

View more Toledo, OH insurance agents

How to find economical insurance for a Nissan Rogue

Below you'll find many money-saving suggestions that can help drivers find more affordable car insurance.

The last idea is notably vital, as we stressed in the article above. Car insurance rates can be modified anytime, so don't hesitate to switch companies if a more affordable rate is found. Many drivers prefer to stick with one company, but we do not recommend it if that loyalty ends up costing major coinage every year. Now is a great time to compare rates and find cheaper insurance for a Nissan Rogue in Toledo.